About First National Bank Texas  

Who we are

First Community Mortgage was established in 1988. Its parent company First National Bank Texas, has been serving customers since 1901. Since then, thousands of homeowners have trusted FCM for one of the biggest financial decisions in their lives.

The dedication of our employees has ensured our lead as a mortgage lender of choice for our customers. We have helped thousands of military families, veterans and reservists realize the Great American Dream of home ownership.

Our employees have a combined total of 135 years of mortgage experience to serve your VA, FHA and conventional financing for purchases and refinances.

In 2007 our employees helped close over 856 home loans worth more than $109 million. In most cases we can process loans within (24 to 48 hours) of initial application.

What we can do for you

We are a full-service mortgage lender — including originators, loan processors, underwriters and closers under one roof. We take care of our customers from the very beginning and long after you close on your home. Our support team is the best in the business!

We make VA loans outside of Texas. In fact, we can make your VA loan in any of the 50 United States and the District of Columbia.

Conventional loans are also available outside of Texas. Contact us for details.

Why choose us

Our goal is to provide you with unparalleled service and support.

Here are 8 rock-solid reasons your next loan should be with us:

1. First Community Mortgage was established in 1988. We will be there long after you close on your home.
2. Our employees are well-trained in the mortgage lending industry. We have more than 135 years of combined mortgage experience.
3. We have the experience and ability in many cases to approve your loan at the time of application or within 24 hours.
4. For difficult loans, the underwriter is on site. You can know before you leave our office any conditions you may need to meet.
5. First Community Mortgage is a VA Automated Lender; FHA-DE approved and is approved to participate in VA's Lender Appraisal Process Program (LAPP). All this means a quick turnaround from application to closing.
6. No up-front application fees.
7. We participate in first-time homebuyer programs, which means a lower rate for you.
8. No voice mail. You speak to a loan officer or processor directly.